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State by State Guide to Health Insurance Marketplaces - SPEAK WITH AN AGENT NOW. (303) 990-5051

State by State Guide to Health Insurance Marketplaces

This state by state guide to the new Health Insurance Marketplaces provides an overview of the Marketplaces and how each state will structure their Marketplace. To summarize, starting in 2014 health insurance coverage for individuals and small businesses will become available through new state health insurance marketplaces.

Most importantly, the key tax credits (e.g. the small business healthcare tax credits) and tax subsidies (e.g. individual health insurance tax subsidies) will only be available for coverage purchased via a state health insurance exchanges ("marketplaces").

As a quick recap, states have three options for setting up a state health insurance exchange for 2014:

  1. Build a State-Based Exchange,
  2. Enter into a State-Federal Partnership Exchange, or
  3. Default to the Federally-Facilitated Exchange.

The map to the right shows current state declarations, according to

Health Insurance Marketplaces by State

Below is a guide to the individual health insurance Marketplaces (also called "Exchanges") by state, as of March 2013. The website for each state marketplace is provided, as currently available. And in the coming weeks, we'll provide a more detailed look at each state's health insurance Marketplace.

State Marketplace Name   Marketplace Website
Alabama Federal Government
Alaska Federal Government
Arizona Federal Government
Arkansas Partnership Exchange
California Covered California
Colorado Colorado Health Benefits Exchange
Connecticut Access Health CT
Delaware Partnership Exchange
District of Columbia Health Benefits Exchange Authority
Florida Federal Government
Georgia Federal Government
Hawaii Hawaii Health Connector
Idaho Idaho Health Insurance Exchange  
Illinois Partnership Exchange
Indiana Federal Government
Iowa Partnership Exchange
Kansas Federal Government



Kentucky Health Benefits Exchange
Louisiana Federal Government
Maine Federal Government



Maryland Health Connection
Massachusetts Massachusetts Health Exchange
Michigan Federal Exchange  (Updated 3/27/13, Partnership Exchange not approved)*
Minnesota Minnesota Health Insurance Exchange
Mississippi TBD (most likely Federal Government)
Missouri Federal Government
Montana Federal Government
Nebraska Federal Government
Nevada Silver State Health Insurance Exchange
New Hampshire Partnership Exchange
New Jersey Federal Government
New Mexico New Mexico Health Insurance Exchange

New York


New York Health Benefits Exchange
North Carolina Federal Government
North Dakota Federal Government
Ohio Federal Government
Oklahoma Federal Government



Cover Oregon
Pennsylvania Federal Government
Rhode Island Rhode Island Health Benefits Exchange
South Carolina Federal Government
South Dakota Federal Government
Tennessee Federal Government
Texas Federal Government
Utah Avenue H (SHOP) and Federal Government (Individual)
Vermont Vermont Health Connect
Virginia Federal Government



Washington Health Plan Exchange
West Virginia West Virginia Exchange
Wisconsin Federal Government
Wyoming Federal Government

* Federal Health Insurance Marketplace information provided at


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