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State by State Guide to Health Insurance Marketplaces - SPEAK WITH AN AGENT NOW. (303) 990-5051

State by State Guide to Health Insurance Marketplaces

This state by state guide to the new Health Insurance Marketplaces provides an overview of the Marketplaces and how each state will structure their Marketplace. To summarize, starting in 2014 health insurance coverage for individuals and small businesses will become available through new state health insurance marketplaces.

Most importantly, the key tax credits (e.g. the small business healthcare tax credits) and tax subsidies (e.g. individual health insurance tax subsidies) will only be available for coverage purchased via a state health insurance exchanges ("marketplaces").

As a quick recap, states have three options for setting up a state health insurance exchange for 2014:

  1. Build a State-Based Exchange,
  2. Enter into a State-Federal Partnership Exchange, or
  3. Default to the Federally-Facilitated Exchange.

The map to the right shows current state declarations, according to kff.org.

Health Insurance Marketplaces by State

Below is a guide to the individual health insurance Marketplaces (also called "Exchanges") by state, as of March 2013. The website for each state marketplace is provided, as currently available. And in the coming weeks, we'll provide a more detailed look at each state's health insurance Marketplace.

State Marketplace Name   Marketplace Website
Alabama Federal Government     www.healthcare.gov
Alaska Federal Government     www.healthcare.gov
Arizona Federal Government     www.healthcare.gov
Arkansas Partnership Exchange      http://www.hbe.arkansas.gov/
California Covered California      http://www.coveredca.com/
Colorado Colorado Health Benefits Exchange      http://www.getcoveredco.org
Connecticut Access Health CT      http://www.ct.gov/hix/site/default.asp
Delaware Partnership Exchange      http://dhss.delaware.gov/dhss/dhcc/
District of Columbia Health Benefits Exchange Authority      http://hbx.dc.gov/
Florida Federal Government     www.healthcare.gov
Georgia Federal Government     www.healthcare.gov
Hawaii Hawaii Health Connector      http://www.hawaiihealthconnector.com/
Idaho Idaho Health Insurance Exchange      http://www.healthexchange.idaho.gov  
Illinois Partnership Exchange      http://www.insurance.illinois.gov/hiric/hie.asp
Indiana Federal Government      http://www.in.gov/aca/
Iowa Partnership Exchange     http://www.idph.state.ia.us/hcr_committees/health_benefit_exchange.asp
Kansas Federal Government      http://www.ksinsurance.org/hbexplan/

Kentucky

 

Kentucky Health Benefits Exchange      http://healthbenefitexchange.ky.gov/Pages/home.aspx
Louisiana Federal Government     www.healthcare.gov
Maine Federal Government     www.healthcare.gov

Maryland

 

Maryland Health Connection      www.marylandhealthconnection.gov
Massachusetts Massachusetts Health Exchange      https://www.mahealthconnector.org/
Michigan Federal Exchange  (Updated 3/27/13, Partnership Exchange not approved)     www.healthcare.gov*
Minnesota Minnesota Health Insurance Exchange      http://www.mn.gov/hix/
Mississippi TBD (most likely Federal Government)     www.healthcare.gov
Missouri Federal Government     www.healthcare.gov
Montana Federal Government     www.healthcare.gov
Nebraska Federal Government     www.healthcare.gov
Nevada Silver State Health Insurance Exchange      http://exchange.nv.gov/
New Hampshire Partnership Exchange      http://www.nh.gov/insurance/consumers/fedhealthref.htm
New Jersey Federal Government     www.healthcare.gov
New Mexico New Mexico Health Insurance Exchange      http://www.nmhia.com/nmhix/

New York

 

New York Health Benefits Exchange      http://HealthBenefitExchange.ny.gov
North Carolina Federal Government     www.healthcare.gov
North Dakota Federal Government     www.healthcare.gov
Ohio Federal Government     www.healthcare.gov
Oklahoma Federal Government     www.healthcare.gov

Oregon

 

Cover Oregon      http://www.coveroregon.com/
Pennsylvania Federal Government     www.healthcare.gov
Rhode Island Rhode Island Health Benefits Exchange      http://www.healthcare.ri.gov/
South Carolina Federal Government     www.healthcare.gov
South Dakota Federal Government     www.healthcare.gov
Tennessee Federal Government     www.healthcare.gov
Texas Federal Government     www.healthcare.gov
Utah Avenue H (SHOP) and Federal Government (Individual)     http://www.avenueh.com/
Vermont Vermont Health Connect     http://healthconnect.vermont.gov/
Virginia Federal Government     www.healthcare.gov

Washington

 

Washington Health Plan Exchange     http://wahbexchange.org/
West Virginia West Virginia Exchange     http://healthbenefitexchangewv.com
Wisconsin Federal Government     www.healthcare.gov
Wyoming Federal Government     www.healthcare.gov

* Federal Health Insurance Marketplace information provided at http://www.healthcare.gov/marketplace.

 

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